Organized by Italian Community Services, COMITES and the Italian Consulate San Francisco.

This is the second of a quarterly series entitled Welcome to the Bay. A collaboration among Italian Community Services, the Italian Consulate of San Francisco and COMITES. This series is open to everyone  but aimed primarily at those who have recently moved to the San Francisco Bay Area.  Join us for this one hour panel discussion where four industry thought leaders (info below) will share insight on real estate questions everyone  is asking.  Following will be a complimentary networking aperitivo offered by Italian Community Services.

ABOUT THE EVENT:

Buying a property is one of the biggest financial decisions that most of us make in our lifetime.  Knowledge is critical to avoid traps and pitfalls.  This presentation will be beneficial not only for first time buyers but also for anyone who has already purchased real estate and is considering refinancing or starting a remodeling project.  Some of the questions that will be addressed in this presentation include:

• How do I start the process of buying?

• How do I choose a Realtor?

• What are my transaction costs?

• As a foreigner living and working in the USA, what could impact my ability to buy? • When does it make sense to refinance?

• What are possible red flags that I should be aware of when considering a property?

  • What is the difference between a mortgage lender and a mortgage broker?

• Should I be considering a 30-year fixed mortgage or an adjustable rate mortgage?

• What are some tips to improve my credit score?

• Which home improvements add the most value to a property and have the highest ROI at the time of resale? •

What are the top remodeling trends of 2020?

Moderator:  Alf Nucifora – President and Founder of LuxeSF, (http://www.luxesf.com/about/)

Panelists:

Grazia Bennett – Realtor,  Sotheby’s, (www.graziabennett.com)

James Dixon - Architect and Educator, (http://www.jdarchitect.com)

James Argo – Senior Mortgage Advisor, Guarantee Mortgage, (http://guaranteemortgage.com/agents/james-argo/)